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Looking for complete, Professional service that comes in the form of 2 Realtors for the price of 1?
Ed English and Jan Klimek are partners in the Real Estate business, working together from Canal Flats to Spillimacheen - and all areas between.
Whether it is a condo in Radium, a lot in Fairmont, a new home in Invermere, a lake property in Windermere, a Golf course home at Copper Point, or any other property here in the valley, we can make your dream come true with you!
Simply let us know your requirements, and let us do the work of searching that "Just Right" property for you.
Don't get left out of this active market!
Call Ed and Jan today, or drop us an email
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How Much Can You Afford?
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Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.
Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link. |
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
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| Total Loan(Mortgage) Amount: |
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| Property Taxes: |
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| Monthly Loan Insurance (%): |
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| Income Needed to Qualify for the Mortgage |
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| Monthly Loan Insurance (%): |
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| Qualifying Income of
% GDS Ratio: |
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| Qualifying Income of % TDS Ratio: |
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| What You Can Afford |
| We are using the % ratio.
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| Cost of House: |
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| Down Payment: |
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| Loan Value: |
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| Monthly Principal & Interest: |
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| Monthly Property Tax: |
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| Monthly Condo Fees: |
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| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
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